Recharge. Pay Bills. Collect & Payout, All in One Gateway.

Spay brings mobile recharge, bill payments and a full payment gateway together, so you and your customers move money in seconds.

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Everything you pay or collect, in one place

Four services built on one secure platform.

📱

Mobile Recharge

Prepaid and postpaid, DTH and instant top-up for every operator.

💡

Bill Payments

Electricity, water, gas, broadband, FASTag and insurance in a few taps.

⬇️

Pay-In Gateway

Accept UPI, cards, net banking and wallets on your site or app.

⬆️

Pay-Out

Instant bank and UPI payouts, plus bulk disbursements.

How it works

From sign up to settlement in four steps.

1
Sign up
Create your account and complete a quick KYC.
2
Integrate or add funds
Connect our API or load your wallet.
3
Transact
Recharge, pay bills, collect and pay out.
4
Settle
Receive fast settlements in your bank account.

Why choose Spay

Built for speed, safety and simplicity.

Secure and encrypted

Data is protected end to end.

Fast settlements

Money reaches you quickly.

24/7 support

Help whenever you need it.

Easy API integration

Go live with a few lines of code.

Transparent pricing

No hidden charges.

0Users

0Uptime

0Transactions

A payment gateway developers like

Accept UPI, cards, net banking and wallets
Send payouts to banks and UPI IDs
Webhooks for instant status updates
Sandbox to test before you go live

Get Started

// Create a Pay-In order (sample)
POST /v1/payin/orders
{
  "amount": 49900,
  "currency": "INR",
  "method": "upi",
  "callback_url": "https://yourshop.in/paid"
}

// Response
{ "status": "created", "order_id": "spay_8F2K1" }

Ready to grow with Spay?

Contact us

Questions about recharge, bills or the gateway? Send us a message.

Address
Spay, TNHB Colony, Anaiyur,
Madurai, Tamil Nadu, PIN 625017

Phone
8807284455